To live life without money worries involves understanding where the money goes today, what you would like to do more of (and what you would like to spend less on). Its about being honest with yourself about what you want to include in your lifestyle, not just trying to keep up with what society says you should have or be doing.
Funding that lifestyle with a passive income, one that does not require your time energy or effort, means that you work for choice, not necessity. When you work for choice your ability to pursue your passion can be a reality not just a dream.
Creating a legacy of memories is about spending your time how you want to. It may be unique experiences, time with friends and family or following a creative passion. The strategy that enables you to achieve this will have you spending the money not managing the money.